Only someone new to the Industry would ask this question, and it is a legitimate question because no one wants to be involved in something illegal. So to answer the question, no this is not a pyramid or cash gifting. In pyramid schemes and gifting programs there are no products involved. People are just moving money around. We have real products, and when you make your initial contribution into a Platform and send money to someone, it is for the "purchase" of one of our online courses. Courses like these are being sold every day online. It is a billion dollar industry, and it is not illegal. Coins of Change is a platform that allows folks to get an education and to help their cause. The arena we operate in is the Cryptocurrency Industry, and there are literally thousands of companies in this industry. You just happened to find one of the best!